Kooperatiba at Credit: Paano Magtagumpay sa Pananalapi
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The country’s sole public credit registry and repository of credit information

Generate your credit report
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Who We Are

Under Republic Act No. 9510, the Credit Information Corporation (CIC) has the powers and functions to receive and consolidate basic credit data,
to act as a central registry or central repository of credit information, and to provide access to reliable, standardized information on the credit history and financial condition of borrowers.

Mission, Vision and Core Values

We faithfully implement the Credit Information System Act (CISA) of 2008. We strengthen decision-making and risk management in the Philippine credit ecosystem…

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Direct to Consumer Program

The Credit Information Corporation (CIC) implements the Direct-to-Consumer (D2C) thru Accessing Entity (AE) Program to provide borrowers with ready and convenient access to their CIC Credit Reports.

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We Want You!

The Philippines’ one and only credit registry is eagerly seeking for experienced, outstanding, and well-rounded individuals who can help the agency in the realization of its vision and mission.

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Be #CreditWorthy
Why your credit history matters

Latest in CIC

Stay Updated on CIC Academy Webinars

Interested in joining FREE CIC Academy webinars? Fill out this form to receive updates, invitations, and related materials from CIC.

By submitting this form, you consent to the collection and processing of your email address to receive updates on CIC Academy webinars, related activities, and promotions. Your email will be used only for these purposes, handled by authorized CIC personnel, and retained only as necessary.

Your data will be processed in accordance with the Data Privacy Act of 2012. You may withdraw your consent or unsubscribe at any time by contacting us at events@creditinfo.gov.ph. For more details, visit: https://cic.gov.ph/privacy-notice/


Upcoming Events

  • Join My CIC Credit Report Story Challenge and get a chance to win CIC merch 

    Join My CIC Credit Report Story Challenge and get a chance to win CIC merch 

    #MyCICCreditReportStory Challenge Share Your Story. Inspire Others. Be one of the twenty (20) winners of Exclusive CIC Premium Merch!  Eligibility  The promo is open to all Filipino citizens aged 18 years old and above.   Note: CIC employees and their immediate family members are not eligible to participate.  How to Join To qualify, participants must:  a. Create an original

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  • CIC, CCAP to guide Filipinos on responsible use of credit card

    CIC, CCAP to guide Filipinos on responsible use of credit card

    MAKATI CITY, 28 July 2026 – The state-owned Credit Information Corporation (CIC) will hold Episode 9 of its CIC Academy Webinar entitled “Credit Card Approved: Tips to Boost Your Chances with Banks” on 14 August 2026.  

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  • CIC promotes safer digital borrowing through data privacy awareness webinar

    CIC promotes safer digital borrowing through data privacy awareness webinar

    MAKATI CITY, 2 June 2026 – The Credit Information Corporation (CIC) invites the public to join its upcoming CIC Academy webinar entitled, “Click, Borrow, Protect: Understanding Online Lending and Data Privacy,” in partnership with the National Privacy Commission (NPC) on June 19, 2026, to help Filipinos borrow more safely online and better protect their personal

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